WARREN — Insurance premium costs for Trumbull County are expected to increase by 3.2% over the next year, which is a smaller annual increase than has occurred in recent years, according to Human Resources Director Alexandra DeVengencie-Bush.

The county’s insurance premiums last year increased by more than 23% over 2024. In 2024, the county’s insurance premium increased 13.14% from 2023.

A new proposal for insurance has been provided by Rossi Insurance and the Trumbull County Independent Insurance agencies from the County Risk-Sharing Agency Authority.

Because CORSA provides insurance for more than 70 of 88 Ohio counties, it spreads the shared risks and shared benefits across all its members. CORSA was established by the County Commissioners Association of Ohio.

CORSA provides insurance to the county for general liability, property, law enforcement liability and auto fleet insurance coverage. The proposed fee schedule is $399,860 for property, $619,714 for liability, and $97,827 for auto fleet, for a total of $1,117,401.

Trumbull’s 2025 premium was $1,082,269.

If commissioners approve the proposal at their meeting today, coverage for the new year will begin Friday and last for one year.

The county received a $54,415 credit this year and a $35,406 loss control incentive credit.

The amount and value of property owned by the county has increased since 2019, which was the time of the last appraisal before the most recent appraisal was taken in 2025. Some of the savings the county is seeing is because it removed 76 vehicles from the county’s inventory, thus decreasing insurance costs.

“Our general liability increase was only 10.5%,” DeVengencie-Bush said. “In years past, we had quite a bit of increase. Last year, we had a 200% increase.”

The lower percentage increases are due, in part, to the lower number of lawsuits the county has been involved in recent years.

“That ebbs and flows,’ DeVengencie-Bush said. “Lawsuits are going to go up, that’s just the nature of the game.’

She noted that over the past year, Trumbull County Sheriff Mike Wilson and his staff have been working very closely with the Human Resources Department to make sure all of its employees participate in all available training and resources.

“We are receiving credit for the first time,” she said. “We are taking steps in the right direction.”

The county is insuring $534 million worth of property.

DeVengencie-Bush said that CORSA representatives noted the county is moving in the right direction in lowering its premium costs.