DEAR EDITOR:

I’m a combat medic. Often, the first action is to stop the bleeding.

Across Ohio, a pressing financial case is (less financial abundance). I agree with Shawna Pfeiffer. Let’s “Stop Bleeding Good Money After Bad” (Ideas). Three examples are worth reviewing: UBI (universal basic income), baby bonds and IDAs (individual development accounts. To ensure we are on the same page, let’s peek at two studies: 1. UBS Triumph of the Optimists book and Global Investment Returns Yearbook and 2. Ibbotson Associates SBBI book and chart. The evidenced-based result is clear: To build abundance, own equities (especially dividend-paying) investments, not baby bonds, IDAs or UBI savings/welfare-like returns. I know, I know, some Ohio residents don’t have the resources, which is the constant refrain, especially the children who are ranked 49th or 50th, depending on the source.

Do you find it interesting that the children and not their parents’ financial resources are always used as the comparison?

Despair, no more Ohio going from last to first is not a scam.

One, we follow the advice of a fellow named Einstein and Stop Bleeding the same models used in the past 100 years as we keep expecting a different result.

Guided by NMSU and the NMSBA program, which evaluated my equity-focused financial account model and the US Treasury Department’s new National Strategy for Financial Inclusion, the Right Change is here.

Inspired by Democratic DOGE, our model does not use taxes or debt, and no one will lose their job to increase financial efficiency and abundance.

Two, we use philanthropic seed money gift support to help fund the initial individual account financial foundation, just like every start-up.

Third, we maximize the time value of money return by launching the individual-owned and directed accounts as early as possible and using AI to help the owner learn best practices in personal financial management. Our military experience allows us to add warp seed-surge and preposition skills to help achieve an individual financial resource transformation in Ohio.

Yes, the change is an overlooked online and mobile access entrepreneurial vision solution and Pilot.

WACINQUE AMISTAD KAIZEN BEMENDE

Columbus