Trending
WARREN -- Trumbull County commissioners are expected to vote today on proposed insurance adjustments designed to stabilize the county's insurance program amid escalating health care costs.
If approved, the new premiums and chargeback rates will take effect in 2025 and affect all county employees, union and nonunion.
The issue was addressed at a meeting Wednesday by Human Resources Director Alexandra DeVengencie-Bush, who said without the changes, the county's self-insurance reserves could be quickly depleted, which may lead to cuts in services and potential layoffs.
She outlined the financial urgency driving the proposed adjustments, noting the county pays an annual premium of $22 million to insure its 818 employees, but recoups only $2.8 million, creating a significant shortfall.
"The rising costs are unsustainable for the county to absorb alone," she said. "We have to pass a portion of the burden to employees and departments if we're going to maintain coverage."
Commissioner Denny Malloy expressed support for the proposal, while acknowledging the impact it will have on employees. He said the changes are needed for long-term financial health.
"We don't want to make these adjustments, but without action, layoffs and service cuts may become unavoidable," Malloy said. "We have a responsibility to protect both our fiscal stability and our workforce."
The proposal follows five years of rising health care costs, with premium rates increasing by more than 22% since 2018, while the county's contracts have locked in employee contributions based on outdated rates.
As a self-insured entity, Trumbull County bears the full financial responsibility for employee health care, which has left it vulnerable to claims that sometimes cost millions annually.
Malloy commended DeVengencie-Bush's efforts in managing the insurance program under challenging circumstances.
"Alex has done a commendable job trying to keep costs manageable while providing quality coverage," Malloy said. "Today's vote is about being proactive and ensuring our program's stability without burdening our general fund or resorting to staffing cuts."
Commissioners will hold their regular weekly meeting 10:30 a.m. today on the fifth floor of the county administration building, 160 High St. NW.