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Widow in fight with insurance company

February 24, 2013

DEAR EDITOR: When my husband passed away, it was a stressful and painful time. The worst time is going to be when you contact insurance companies to receive your benefit....

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(8)

solong

Feb-24-13 6:29 AM

People who work at insurance companies must be paid to tell lies. It is getting that way with all of them. They like to argue with you to no end.

7 Agrees | 1 Disagrees | Report Abuse »

WarrenProud

Feb-24-13 6:41 AM

Did you contact the Ohio AG - Mike DeWine? He should be able to help you, and keep good records about who and when you talked to someone at the insurance company.

6 Agrees | 6 Disagrees | Report Abuse »

anothernilestaxpayer

Feb-24-13 7:14 AM

My mom died recently and i was lucky, no problems getting her affairs in order and everything coming back correctly and in order. However i do have a friend who After a year received a letter stating she would no linger be entitled to her husbands social security and had to pay back the previous year. How the heck can a mistake like that be made for*****a long period of time and not be caught? People use that money to live on, its long gone. They gave it to her for goodness sake. They processed her.

8 Agrees | 0 Disagrees | Report Abuse »

reallytiredofit

Feb-24-13 8:59 AM

The Ohio Department of Insurance should be able to help you in getting closure on this matter.

7 Agrees | 1 Disagrees | Report Abuse »

mrright

Feb-24-13 8:15 PM

What is the reason the union is involved?

1 Agrees | 1 Disagrees | Report Abuse »

Billdog

Feb-25-13 12:28 PM

More than likely the union is involved because the insurance was bought through the union.

1 Agrees | 0 Disagrees | Report Abuse »

Karen59CortlandOhio

Feb-25-13 3:16 PM

Insurance companies are historically bad about paying out claims. Just take a look at the class action lawsuits involving UnumProvident, Cigna, Guardian/Berkshire, MetLIfe, New York Life, Allstate, etc.

In every instance, after reviewing records, it was found that insurance company employees were financially rewarded for not approving claims.

In addition, many states aid these insurance companies by setting up restrictive laws limiting the amount of time you have to make your claim.

My suggestion is this - first do some research on the company, see if they've been involved in lawsuits for not paying claims in the past.

WarrenProud has a good idea, contact the Ohio AG in writing, with copies of your insurance, death certificate and correspondence with the insurance company.

Last Resort - hire a lawyer - they'll take 30-40% of what they recover, but you'll still end up better off than you are now.

Sorry this happened to you.

1 Agrees | 1 Disagrees | Report Abuse »

NomoreCrap

Mar-16-13 4:38 PM

Be nice if you'd mention the insurance company by name, which would be helpful in letting us know who to avoid...

0 Agrees | 0 Disagrees | Report Abuse »

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